16 Aug 2018

Viva Ico Review


The failure of the banking system in 2008 yielded the world’s first ever  cryptocurrency and began the process of decentralizing the power held by financial  conglomerates. A financial system where individuals and businesses have access to useful and affordable financial products and services that meet their needs – transactions, payments, savings, credit and insurance – delivered in a responsible and sustainable way. A lack of financial inclusion is the single greatest barrier holding back residents of third world countries from advancing in the global economy. A large portion of the world’s population does not have access to financial systems that are financially inclusive which perpetuates economic inequality.

The Problem and Solution
Viva aims to revolutionize the antiquated mortgage  lending industry by cutting out the middlemen and decentralizing the process, thereby applying a fundamentally more accessible and transparent  approach to financing. We believe that Viva’s technology will increase the availability of credit for  borrowers and for the first time allow non-institutional investors to participate in the consistent, asset backed returns associated with mortgage investments, a product that has traditionally been reserved solely for large financial institutions. Our mission is to disrupt the mortgage industry by  allowing home buyers and sellers to set the terms themselves. Any individual, from any country in the world, will have access to credit financing for home loans via a decentralized, open market network on the Viva Platform.Additionally, Viva’s function as an investment and savings platform accessible with just a mobile phone means all users of Viva will have access to credit financing, a savings and investment account, and standard blockchain-backed secure transaction services - regardless of what country they live in. 
What the Viva ?
 A financial system where individuals and businesses have access to useful and affordable financial
products and services that meet their needs – transactions, payments, savings, credit and insurance
– delivered in a responsible and sustainable way. A lack of financial inclusion is the single greatest barrier holding back residents of third world countries from advancing in the global economy. A large portion of the world’s population does not have access to financial systems that are financially inclusive which perpetuates economic inequality

Token

VIVA Tokens (“VIVA”) are Ethereum blockchain based ERC20 tokens, designed to provide utility within The Viva Network Platform’s exclusive applications. VIVA will initially be distributed, to early believers of our vision for The Viva Network Platform, as recognition of contributions made during the Token Generation Event. If we are successful in bringing our vision of The Viva Network Platform to fruition, we intend for VIVA to provide token holders with many valuable functionalities as described in the White Paper. Going forward, we intend to create an internal economy within The Viva Network and the platform’s continually-evolving applications, where VIVA will act as an “in-app currency” serving as an integral driving force for the incentive-based ecosystem.

 Team


 

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